Social Security Isn’t Going Away. Should You Pretend That It Is?

A stack of Social Security cards alongside a calculator and financial charts representing retirement planning decisions.

“Amid ongoing debates about Social Security’s future, the program remains a cornerstone of retirement income for millions. Projections show trust fund depletion by 2033, potentially leading to benefit reductions, but outright elimination is unlikely. Retirees must weigh whether to plan conservatively by discounting benefits or rely on them for optimal claiming strategies.” Social Security provides … Read more